January 5, 2006
The party is over and the great hangover begins

After an unprecedented era that witnessed red-hot growth in the home mortgage market, the housing bubble is beginning to burst and the slump is very much visible. After building up capacity to loan trillions of dollars, the slump will hit the home mortgage industry very hard. Retrenchments have begun and the future too is not very rosy. The Mortgage Bankers Association expects a fall of close to twenty percent in the home mortgage originations in 2006.