February 14, 2006
Ameriquest case to have far reaching consequences

When you took you home mortgage finance, did the loan officer brief you on all aspects extensively, or was he vague and you were so desperate to close the deal that you did not bother to find out?

Owing to the homeowner’s eagerness to close a loan, mortgage officers have been taking advantage and not acquainting customers appropriately. But, help is at hand. After the Ameriquest settlement, loan officers, especially covered in the settlement will be bound to explain details of the offer extensively.

This will cover major aspects of the offering, including interest rates and changes, pre payment penalties, service charges, and any exceptions applicable.

Given the current deceleration in the realty market, customers should also ensure that they assess all terms and conditions carefully and have them included in the legal contract for a safer tomorrow.